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Q) We live in Grand junction Colorado and bought a house here. We have a mcc a mortgage credit certificate that says we can deduct 20% from our interest paid on our first mortgage. The interest paid is less than the standard deduction. Do we take the standard deduction or do we take 20% of the actual tax amount paid. Tax amount we actually paid is less than the standard deduction.
A) Please consult a local Colorado tax accountant for information regarding your tax deduction options for your house.
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