A) If you suspect that someone has filed a tax return using your social security number, it is important to take immediate action to protect your identity and your finances. Here are some steps you can take:
- Contact the IRS: Call the IRS Identity Protection Specialized Unit at 1-800-908-4490 and let them know that you suspect someone has filed a tax return using your social security number. They will guide you through the next steps.
- File a police report: Contact your local police department and file a report about the identity theft. Make sure to keep a copy of the police report for your records.
- Put a fraud alert on your credit report: Contact one of the three credit reporting agencies (Equifax, Experian, or TransUnion) and request that a fraud alert be placed on your credit report. This will notify potential creditors that they should take extra precautions to verify your identity before extending credit in your name.
- Check your credit report: Request a copy of your credit report from each of the three credit reporting agencies and review them carefully for any unauthorized accounts or transactions.
- Consider a credit freeze: You can also consider placing a credit freeze on your credit reports to prevent anyone from opening new accounts in your name.
- Be vigilant: Keep an eye on your financial accounts and transactions, and report any suspicious activity to the appropriate financial institution.
- Keep records: Keep detailed records of all of your communications with the IRS, credit reporting agencies, and financial institutions, as well as any expenses you incur as a result of the identity theft. These records may be helpful if you need to prove your case in the future.