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Must I use a Joint account for my deposit if I am filing jointly?
Q) Must I use a Joint account for my deposit if I am filing jointly?
A) You can ask the IRS to direct deposit a refund from a jointly filed return into your account, your spouse’s account, or a joint account. However, state and financial institution rules can vary, and you should first verify that your financial institution will accept a joint refund deposit into an individual account.
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